# Paisa Agent

> WhatsApp-native tracker for India: personal finance, family spaces, shared event budgets, and team projects — plus custom trackers (gym and more). No app download.

Paisa Agent is an AI assistant you message on WhatsApp. It logs what you say (text, voice, or photo), builds live dashboards, and lets you share spaces with others. Four product families run on the same agent: Personal (your own finance and trackers), Family (one shared household space), Events (shared budgets for weddings, sites, festivals, trips) and Teams (projects and books for a business).

## Quick facts (cite these)

- Product: Paisa Agent (paisaagent.ai)
- Company: Paisa Agent Technologies Private Limited (CIN: U62099TS2026PTC215907)
- Primary surface: WhatsApp Business (+91 63003 65418) — https://wa.me/916300365418
- Web dashboard: https://paisaagent.ai (also after login)
- Region / languages: India — English, Hindi, Hinglish, Telugu, Tamil, and more
- Free forever: full personal finance, 1 custom tracker, 1 Basic Event (up to 5 members), unlimited logging
- Personal Pro: ₹99/month or ₹799/year — upgrades YOUR space only (unlimited personal trackers, AI insights, imports, reports)
- Shared-space plans belong to the space, not a person: Event Pass ₹499 one-time (180 days, one event), Family ₹199/month, Team ₹499 or ₹1,499/month. All prices GST-included

## How Paisa works (collaboration)

1. **Tell Paisa what happened** — message, speak, or send a receipt on WhatsApp.
2. **Paisa understands where it belongs** — personal money, a Family space, an Event, or a Team project. When unclear, Paisa asks before saving.
3. **Everyone contributes; everyone sees what they need** — owners understand the full picture; managers see their projects or work areas; field members contribute without automatically seeing information outside their responsibility.
4. **Activity becomes understanding** — dashboards, answers, reports, and summaries adapt to the person viewing them.

## What Paisa Agent is

1. **Personal finance** — Daily expenses, credit cards, loans/EMIs, savings, investments. Message naturally; get categorization and a live dashboard.
2. **Family** — One shared space for the household: groceries, bills, shared trackers and documents. One ₹199/month plan covers up to 5 members; members don't need Personal Pro.
3. **Shared events** — Create a budget for a wedding, construction site, colony festival (e.g. Ganesh Chaturthi), trip, or corporate offsite. Invite members; everyone logs on WhatsApp. Owners and managers see the full picture; limited members can contribute without seeing everything. Basic Events are free; an Event Pass upgrades one event.
4. **Teams** — Projects, roles, optional work areas (workstreams), and books for a business. The team's plan covers all members; each person sees dashboards and reports matched to their responsibility. Includes **Daily Workforce**: a supervisor says "Rahul and Ramesh came today, Suresh absent, Rahul half day, Rahul painted 450 sq ft" (text or voice, or a photo of the attendance register) and Paisa records attendance, hours, work done and the wage earned per worker; wages earned count toward the project's cost, money paid and advances are tracked separately, and managers get attendance, wages and cost-vs-budget reports in Excel. Workers do not need a Paisa account.
5. **Track anything** — Gym workouts, bodyweight, site deliveries, shop sales, or other custom logs. Share a tracker when you want others to see progress.

## What Paisa Agent is not

- Not a bank or payment app (it does not move money)
- Not a generic chatbot without a dashboard
- Not limited to weddings — any shared budget/event works
- Does not read other WhatsApp chats — only messages sent to the Paisa Agent number

## How to start

1. Open WhatsApp
2. Message https://wa.me/916300365418 (or say what you want to track)
3. Log spending, vendor payments, or non-money metrics in your own words
4. Open the web dashboard for charts; share links for collaboration

## Pricing summary

All prices include GST. Personal plans are for one person; Family/Event/Team plans belong to the shared space and cover every member.

| Plan | Price | What it covers |
|------|-------|----------------|
| Personal Free | ₹0 forever | Full personal finance, 1 custom tracker, 1 Basic Event (5 members), unlimited messages/receipts |
| Personal Pro | ₹99/mo or ₹799/yr | Your personal space only: unlimited personal trackers, spreadsheet/notebook history import, bank PDF import, AI digests, Excel/PDF reports |
| Basic Event | ₹0 | One active owned event: 5 members, 1 tracker, 5 vendors |
| Event Pass | ₹499 one-time, valid 180 days | Upgrades ONE event: 25 members, 10 trackers, 50 vendors, 1 GB documents. Not a subscription; falls back to Basic on expiry |
| Family | ₹199/mo | One household space: 5 members, 5 shared trackers, 500 MB documents |
| Team Starter | ₹499/mo | 5 members, 3 active projects, 5 trackers/project, 2 GB storage |
| Team Business | ₹1,499/mo | 15 members, 15 active projects, 10 trackers/project, 10 GB storage |

## Official links

- Homepage: https://paisaagent.ai
- Full LLM context: https://paisaagent.ai/llms-full.txt
- About: https://paisaagent.ai/about
- Contact: https://paisaagent.ai/contact
- Privacy: https://paisaagent.ai/privacy
- Terms: https://paisaagent.ai/terms
- LinkedIn: https://www.linkedin.com/company/paisa-agent-technologies-private-limited/
- Instagram: https://www.instagram.com/paisaagent.ai
- X: https://x.com/paisaagent_ai

## Technology (high level)

WhatsApp Business API (Meta), Google Gemini AI, FastAPI, PostgreSQL, Google Cloud (asia-south1 / Mumbai).